Skycap Resources
An exhaustive list of comprehensive coverage.

Berjaya Sompo

Sompo Holdings Group collaborates with the Berjaya Group in building up a renowned brand with stronger presence in Malaysia’s general insurance industry. As one of the leading general insurance companies in Malaysia with a network of 22 offices nationwide that serves over a million customers, Berjaya Sompo strives to provide the best insurance solutions and services to our customers. With our strong financial background and consistent comparative global insights, we have increased our paid-up capital to over RM100 million way before the enforcement of the regulatory requirement for all insurance companies in Malaysia.



AXA is the global leader in insurance and investments, with 165,000 employees committed to protecting and improving the lives of 107 million customers across 64 countries worldwide. For the 9th consecutive year, we have been ranked as the No.1 Global Insurance brand by Interbrand, the world’s leading brand consultancy and publisher of the annual Best Global Brands report.

Great Eastern

Since 1908, Great Eastern has provided millions of people with peace of mind. Today, we are one of the leading insurance companies in Asia. As the oldest and most established life insurer in Malaysia, we continue to set new standards as an innovative industry leader. We have provided generations of Malaysians with innovative financial solutions to protect them against the unexpected throughout different stages of their lives. This is complemented by our expanding suite of health protection products to help our customers better manage the economic implications of escalating medical costs.


Rockwills Corporation Sdn Bhd (274516-K) is the market leader and No. 1 Company in providing estate planning services specialized in Professional Will-Writing services in Malaysia. Rockwills Corporation Sdn Bhd is a member of Rockwills International Group.

Nirvana Group

Nirvana Asia Group (富貴集團) (“Nirvana”) is the largest integrated death care service provider in Asia*. We offer premium quality burial plots, niches and tomb design and construction services in terms of design, landscaping, materials used for building and amenities, site maintenance, and customer services, as well as high quality and reliable funeral services.

Our brands, Nirvana and 富貴, are the most recognized brand name in Malaysia & Singapore in terms of professionalism, trustworthiness, quality of services and products and facility maintenance**.


OCBC Bank is the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. It is now the second-largest financial services group in Southeast Asia by assets and one of the world’s most highly-rated banks, with an Aa1 rating from Moody’s. Recognised for its financial strength and stability, OCBC Bank is consistently ranked among the World’s Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore and the Asia Pacific by The Asian Banker.
  • Aircraft Damage
  • Earthquake and volcanic eruption
  • Storm Tempest
  • Flood
  • Explosion
  • Aircraft and other aerial devices and/ or articles dropped therefrom
  • Impact Damage (Own & Third Party Vehicles)
  • Bursting or overflowing of water tanks, apparatus or pipes
  • Electrical Installations
  • Riot Strike and Malicious Damage
  • Damage by Falling Trees or Branches and Objects Therefrom
  • Sprinkler Leakage Damage
Motor Insurance
Private Motor Insurance provides protection to you against loss or damage to your vehicle and/or against loss or damage which you might cause to another person’s vehicle or property and/or death or bodily injury to a third party. 

Goods In Transit

Protect your goods against damage or theft whilst transported on road or rail. Ensure you are financially protected if your goods are damaged or stolen whilst being transported.

Covers physical loss or damage to goods due to fire, theft or accidental means whilst being transported from one destination to another by various types of land conveyances

Money Insurance
This insurance covers business establishments against loss of money whilst kept within the insured premises and/ or in transit. The policy may be extended to cover unnamed employees of the Insured against death and permanent disablement caused by assailant in an attempt to rob whilst carrying the money on behalf of the Insured. Money means coin, bank and currency notes, cheques, money orders, postal orders, current unused stamps, revenue stamps and bills of exchange belonging to the Insured or for which the Insured has accepted liability

Contractors’ All Risk


Protects the property whilst under construction against fire, liability and other unexpected events. Ensure your construction project and contract work is protected against loss or damage and third-party liability.


  • Material damage cover

  • Covers you against physical loss or damage to your construction works
  • Principal existing property cover

    Protects you against loss or damage to property located on or surrounding the site belonging to or held in care, custody or control by you
  • Third party liability

    Covers you against legal costs and expenses which you may be legally liable to pay as damages due to property damage or accidental bodily injury to third parties




Group Medical Plan

Smart SME is an easy-to-sell package specially designed to administer employee benefit plans for
small and medium sized industries having 10 to 150 employees (fall under the Class 1 to 4 occupation) that provides

comprehensive medical coverage for employees and their family members according to their healthcare needs.


• 24 hours

toll free

admission assistance.

• Flexibility of opting for Cashless or Reimbursement option.

• Flexible Plan Design for medical coverage with option for Out-patient.

• Convenient usage of Medical Card (for Cashless option) with more than 100 panel hospitals in Malaysia.

• High coverage age, up to 70 years old (next bir thday); child covered from 15 days of bir th to 24 years (next bir thday).

Important Information:

Before purchasing of any medical product, you should ensure the following:-

• What are the features of the product proposed?

• Is the product proposed best suit the needs of my company?

• Is the premium affordable?

Medical Basic Coverage

Hospitalisation and Surgical Benefit

Smart SME provides 5 attractive plans with overall limit per annum ranging from RM20,000 to RM80,000. You have the option to choose the most suitable coverage for your employees and extend the coverage for their dependents too.

We extend to cover Second Surgical Opinion, Emergency Sickness Treatment, Emergency Medical Evacuation and Funeral


Optional Rider Clinical Benefit

We provide both General Practitioner (GP) and Specialist (SP) care at Out-patient level. Employees can access to Panel GP or Panel SP on cashless basis which is a convenient way of seeking medical treatments. Coupled with the hospitalisation plan, your employees can enjoy a comprehensive medical coverage.

Business Trust

This to protect the value of the business when one business owner exits. At the same time it is to provide for the smooth transition and continuity of business interests to the surviving business owners when one of the shareholders pass-away or suffers from critical illness or total permanent disability.

Mortgage Reducing Term Assurance

In events of permanent disability or death, you need not worry about your mortgage much more. MRTA will help you cover your outstanding home loan amount.

MRTA is defined as a term insurance that helps cover the outstanding amount of home loan provided by a financial institution in events of permanent disability or death of a particular borrower. Before proceeding, keep in mind that MRTA is normally calculated to meet the outstanding loan amount. (read about How MRTA can benefit you)

MRTA should not to be confused with another famously known term which is MDTA, Mortgage Decreasing Term Assurance. Certain financial institutions will allow you to finance and add premium to your home loan.

Public Liability

Liability insurance coverage protects you, your business and your employees from claims involving bodily injury or property damage, up to the limits of your policy. This policy also indemnifies you against the expense of out-of-court settlements, litigation and judgments awarded by courts.

Travel Insurance

This policy is essential to provide coverage for people traveling abroad (including within Malaysia) in the event of bodily injury, disability, or death caused solely by violent, accidental, external, and visible means during the trip. This policy also reimburses the expenses incurred as a result of travel inconveniences during the trip.

HQ Puchong, Selangor.

23-1, JALAN PUTERI 1/6,
Tel : +6012-297 6277

Raub, Pahang Office.